PROMÉRICA BANK Access Line of Credit

An Access Line of Credit is important to your business success as well as to your personal financial freedom. Without it, a cash flow shortfall can put your business operations on hold. With PROMÉRICA BANK's Access Line of Credit, that problem is solved with automatic advances into your linked checking account.

PROMÉRICA BANK's Access Line of Credit ensures the liquidity of the checks you write — on either your business or personal accounts—up to the credit limit on the account. Moreover, it is undoubtedly the easiest credit line you'll ever have—or need. Simply write a check to access the money.

Now you can focus on your business, while we focus on you.

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PROMÉRICA BANK Commercial Line of Credit

A PROMÉRICA BANK Commercial Line of Credit is a short-term financing vehicle that can give you immediate access to cash to take advantage of opportunities as they arise, or to cover temporary cash fluctuations. Moreover, PROMÉRICA BANK will structure the line (secured or unsecured) so that it is convenient and cost-effective by providing flexible rates and terms as well as payments to meet your anticipated cash flow.

You can simply access your line of credit 24 hours a day, real-time on the Internet or On-Call.

A Business Line of Credit is just another way PROMÉRICA BANK helps you build upon on your success.

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PROMÉRICA BANK Accounts Receivable and Inventory Finance

With a PROMÉRICA BANK Accounts Receivable and Inventory Financing Line of Credit, you can use your inventory and expanding accounts receivable to provide immediate working capital to fund growing operations or interim cash shortages. This flexible, formula-driven, financing vehicle converts open accounts receivable and working inventory into ready cash, enabling you to meet your present obligations. We can also customize a long-term credit facility to provide permanent working capital to plan for future growth.

An Accounts Receivable and Inventory Financing facility is just another way PROMÉRICA BANK is focused on helping you grow your business.

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PROMÉRICA BANK Term Loan

A PROMÉRICA BANK Term Loan is designed to give your business the working capital it needs today to secure plans for the future. PROMÉRICA BANK provides you with flexibility and the convenience of knowing your loan, secured or unsecured, can be structured with terms and payment schedules that fit your business, offering competitive interest rates and terms. Moreover, PROMÉRICA BANK professionals are knowledgeable about the business environment and can respond to your request promptly and accurately, and you can access your account information on the Internet or through On-Call 24 hours a day, real-time.

Talk to a PROMÉRICA BANK credit professional about a PROMÉRICA BANK Term Loan, and see how we can help you build toward your future, while we focus on your financial needs.

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PROMÉRICA BANK Commercial Real Estate Loan

A PROMÉRICA BANK Commercial Real Estate Loan can be used to construct or finance the purchase of commercial or industrial property, housing tracts, and apartment complexes of four or more units. PROMÉRICA BANK will structure the loan to fit the transaction, with flexible terms and competitive rate programs covering pre-development through disposition. Moreover, you will enjoy the lowest possible cost with varied pricing options; timeliness with prompt, local loan review; and convenience with loan approval subject to appraisal and personal deliveries to meet or beat your deadlines.

Whatever the size of your real estate project, PROMÉRICA BANK is there for you.

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PROMÉRICA BANK Construction Loan

A dream deferred is a dream denied. Why wait to build your dream home or business facility, when you can get it under way immediately with a PROMÉRICA BANK Construction Loan? Construction loans can be structured to fit your project timeline, and interest reserves can be built right into the loan amount. You not only use the Bank's money to build your dream, but we will even monitor the project for you. Upon completion, PROMÉRICA BANK can also provide the permanent financing. Be sure to ask about your Construction to Permanent packages that save on fees and costs.

A PROMÉRICA BANK Construction Loan is a convenient and affordable way to finance your next construction project. Ask one of our real estate professionals for more information on a PROMÉRICA BANK Construction Loan.

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PROMÉRICA BANK MasterCard

A PROMÉRICA BANK MasterCard is one of the keys to financial freedom, offering a competitive interest rate and accepted like cash at more than 9 million locations around the globe and in cyberspace. It can also be used for cash advances at more than 200,000 locations worldwide. Included in this family of credit products are the Business MasterCard, Gold MasterCard, and Standard MasterCard.

Why wait for financial freedom? Ask today about a PROMÉRICA BANK credit/debit card application. It's just another way we're here for you and your business.

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Business customers are eligible for a 1.20% Annual Percentage Yield for five months. Minimum of $10,000 to open Rate effective February 24, 2010, and it is subject to change. Client must open a new business checking account concurrently to qualify for rate. (New Money only)